# Carpay

> Carpay (carpay.com) is loan servicing, payment collection, and payer
> communications software built specifically for Buy Here Pay Here (BHPH)
> auto dealers in the United States. Customers pay their auto loans through
> the #1 rated BHPH mobile app; dealers manage their portfolio, reduce
> delinquencies, and communicate with payers from one dashboard.

Carpay was founded by a Buy Here Pay Here dealer who built the software to
fix payment collection at his own dealership. It remains focused solely on
the BHPH industry.

Key facts:
- Product: loan servicing + payments platform for BHPH dealerships, with a
  consumer mobile app (iOS/Android) for making car payments
- Customers: Buy Here Pay Here / in-house-financing auto dealers
- Phone: 877-388-4265 (call or text)
- Demo: 30-minute live demo, booked at https://www.carpay.com/#demo
- Company: Carpay, Inc.

## Pages

- [Home](https://www.carpay.com/): product overview, features (payment
  channels, dealer dashboard, automatic payment reminders), dealer reviews,
  and demo scheduling
- [About Us](https://www.carpay.com/about-us): founder story and team
- [Blog](https://www.carpay.com/blog): practical articles for BHPH dealers on
  payment collection, delinquency, and dealership economics
- [Privacy Policy](https://www.carpay.com/privacy-policy)
- [Terms & Conditions](https://www.carpay.com/terms-and-conditions)

## Blog posts

- [Just the Price, Please](https://www.carpay.com/blog/just-the-price-please):
  how BHPH dealers should handle the increasingly common out-the-door price
  call — answer the number, then move the conversation to down payment and
  payment — by Matt Darling, VP of Revenue (Aug 2026)
- [Every Car You Sell Is a Bet](https://www.carpay.com/blog/every-car-you-sell-is-a-bet):
  why most BHPH losses are process losses, not bad bets on borrowers — by
  Matt Darling, Head of Revenue (Jul 2026)

## Related Carpay properties

- [Dealer login](https://dealers.carpay.com/login): dashboard for dealers
- [Make a payment](https://pay.carpay.com/): payment portal for car buyers
- [Support center](https://support.carpay.com/en/): help documentation