We're a BHPH company.
There's a reason Carpay has earned thousands of five-star reviews: we've spent more than a decade focused on one thing. Buy Here Pay Here. We don't divide our attention across industries, which means we can obsess over the details that matter to our dealers.
We built the software I wished I had.
I started a buy-here-pay-here dealership when I was 18. It didn't take long to realize something:
Collecting payments wasn't one part of the business—it was the business.
I spent my days chasing people down, taking payments over the phone, and asking customers to come into the dealership during business hours just to pay a bill. Shockingly, making people drive to the dealership just to hand us money wasn't very popular.
So I built a simple way for customers to pay from their phone, whenever they wanted.
That became Carpay.
Today, Carpay has processed more than $1 billion in BHPH payments. That's obviously cool. But if you ask me what I'm actually proud of, it's that we've built software dealers genuinely like using. We still sweat the details because we know what it's like to sit on the other side of the desk.
We're still a BHPH company at heart. We know the business, we care about the details, and we love building products we're proud to put our name on.
Ten years inside BHPH.
Without BHPH dealers, over one million American families would be without a car. It's an important service, and we're passionate about supporting the dealers in whatever way we can.
Meet the 23 people
behind Carpay.
A small but mighty team who loves working with BHPH dealers.
Ready to see Carpay in action?
Schedule a 30-minute demo. We'll walk through how Carpay works inside a BHPH dealership and answer your questions.