Take Collections Off Your Holiday List.
Your customers have enough competing for their attention this holiday season. Give them an easier way to pay — and give your team fewer payments to chase.
Sign up by December 18 and we'll send you a present, too. Pick your gift when your dealership goes live.
You give your customers an easier way to pay. We'll give you a present.
Sign up for Carpay by December 18 and choose a gift when your dealership goes live.
Sign up by December 18
Get your Carpay agreement signed by December 18.
Go live
Setup takes about a week. We migrate the loan book and connect your DMS.
Pick your present
Once your dealership is live, choose your gift and we'll ship it to you.
The fine print: Open to dealers that aren't current Carpay customers. Your Carpay agreement must be signed by December 18, 2026, and onboarding completed by January 31, 2027. One gift per dealership, chosen from the available selection and shipped after your dealership goes live. Gifts can't be exchanged for cash. If an item becomes unavailable, we'll substitute one of similar value. The premium bottle is available only to recipients 21 and older, where it can legally be shipped.
The holidays make Carpay more useful, not less urgent.
Your customers have a lot competing for their money in December. Paying you shouldn't also be hard.
Your customers are stretched
Holiday spending doesn't make the car payment disappear. Take every bit of friction out from between your customer and paying you.
Your team deserves the day off
People take PTO. Hours change. Nobody wants to sit on the phone collecting payments on Christmas Eve. The app, text, web and phone line don't take vacation.
January isn't quieter
Tax season is right behind it. Don't push this into the busiest stretch of your year. Make the decision now and start 2027 with it already handled.
None of them require your customer to walk into the dealership.
Carpay gives them four ways to pay — app, text, phone or web — and sends the reminders your team would otherwise have to send themselves.
Mobile app
Face ID login, balance, amount due and one-tap payments. Autopay and saved cards.
Text PAY
Your customer replies PAY and Carpay charges the card on file. No login, no app, done in seconds.
24/7 phone line
A self-service line to make a payment or check a balance. No agent, no business hours, no holiday hours.
Web
A Make Payment button on your own site, or full account access at carpay.com.
Reminders don't need holiday hours.
Carpay sends the reminders, takes the payment and posts it to your DMS. Accounts get flagged for your team when a person needs to step in.
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Automated text and email reminders Sent on schedule, whether or not anyone is at the office.
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Your cadence Set when reminders go out and how often.
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Escalation when a human is needed Accounts get flagged to your team when someone needs to get involved.
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Paid today, funded the next business day Take a payment before close of business and the money is in your account the next business day.
The December List
Naughty
- Calling customers on Christmas Eve
- Taking card numbers over the phone
- Chasing payments by hand
- “Let's look at it after the holidays”
Nice
- Customer replies PAY
- Reminders send themselves
- Payments post to your DMS
- Autopay keeps running
Carpay has really been a great addition to our business operations. It's been instrumental in how we manage our customer payments and collections. We have our customers utilize the mobile app and online payment portal to make their payments. This helps us collect our payments faster and has reduced our monthly delinquencies.
Keep the DMS you already run. Frazer, AutoManager, Wayne Reaves, DealerCenter and more — two-way, real-time sync, no double entry.
Still planning to “look at it after the holidays”?
Tax season is coming, and collections aren't taking December off. Setup takes about a week, so a decision made now means you walk into 2027 with it already handled — and a present on the way.
Take it off my listTake it off the list.
Tell us about your lot. A BHPH specialist will call you, usually the same day, and show you Carpay.
- Sign by December 18 to qualify for the Holiday Gift Exchange
- Setup takes about a week — we migrate the loan book for you
- Keep your DMS — two-way sync, no double entry
- Pick your present once you're live
Takes about a minute.
A real BHPH person calls you back.
We'll only use your details to talk to you about Carpay.