An easier way to get paid. Without starting over.
Keep your dealer software. Let customers pay from their phone, even when you’re closed. Carpay sends the reminders and records payments in your software. We handle setup and show your team how to use it.
- Keep your software
- We set it up
- We show you how
Month to month. No contract. No cancellation fees.
“This helps us collect our payments faster and has reduced our monthly delinquencies.”
Less time taking payments. More time for everything else.
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Fewer late payments.
Carpay payers run 20% lower delinquency than non-Carpay payers. Reminders go out automatically, and customers can pay anytime.
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Money in your bank sooner.
Take payments 24/7, even when the business is closed. Get the money in your bank account the next business day.
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Less work. Lower costs.
Carpay sends the reminders and records the payments. You save staff time and pay less to take payments.
Think about your last busy day. How much easier would it be if more customers could pay without calling the office?
Three steps. We walk you through every one.
You don’t need to figure out the technical details or carve out a week of staff time. One person signs up, Carpay does the setup, and you go live on the day you choose.
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Who: You
Sign up
One person completes the online application. The owner only has to e-sign. See what you’ll need
Your only step -
Who: Carpay
We set it up
We add your customer accounts, connect your dealer software, and train your team. One call to choose your settings; we handle the rest.
We handle all of it -
Who: You + Carpay
Go live on your day
You pick the launch day, when you’re ready. We send your customers welcome texts and emails, and we’re on the line for launch day and after.
You pick the date
Carpay walks you through all three steps. A real person sets up your account, trains your staff, and stays with you after launch. You never do this alone.
Want to gather everything first? See the signup checklist
A few things you may be wondering.
No. Keep your dealer software, also called your DMS. Your customer accounts come into Carpay, and Carpay payments are recorded back in your software automatically. You don’t enter payments twice. Carpay syncs with every major BHPH DMS, and your rep confirms yours on the first call.
No. They can pay on the website, by text, or by phone. Your staff can still help customers make payments.
Your rep has your proposal and walks you through the pricing in one call. The numbers are specific to your dealership.
Carpay sends customers welcome texts and emails explaining how to pay. Customers add their payment method and turn on autopay in Carpay. Saved cards and autopay do not transfer from the old provider. We help your team plan the change.
You have options. Carpay handles the card payments on your loans, and you can keep your current processor for in-store and phone payments if you prefer. Most dealers do better moving everything to Carpay: our discounted processing typically means an immediate savings off what you pay today, and we can set up a convenience fee your customers pay to help offset the cost. Your rep compares the numbers side by side before you sign, so you can see the savings potential up front.
No. Carpay is month to month, with no contract and no cancellation fees.
Ready for fewer payment calls?
Carpay payers run 20% lower delinquency than non-Carpay payers. Every month you wait is another month of late payments and payment calls you could be cutting. Start the signup and we handle the rest.
Want to gather everything first? See the signup checklist
Keep your software. We handle setup. You pick the start day.